Business Owner's Policy
Employment Practices Liability
Directors and Officers (D & O)
Representations & Warranty
General liability insurance covers common business risks like customer injury, customer property damage, and advertising injury. It protects your small business from the high costs of lawsuits and helps you qualify for leases and contracts.
A BOP bundles general liability insurance with commercial property insurance. It typically costs less than if the policies were bought separately.
Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in almost every state for businesses that have employees.
Commercial property insurance pays to repair or replace stolen, lost, or damaged business property. It covers your business’s physical location and other assets like equipment.
Once a policy’s limit is reached, commercial umbrella insurance provides additional coverage for liability claims made on general liability, commercial auto, or employer’s liability insurance.
Commercial auto insurance covers legal bills, medical expenses, and property damage if a business vehicle is involved in an accident.
In general, commercial Inland Marine insurance covers any property that is movable, transportable, or involved in transferring information.
Professional liability insurance, also called errors and omissions insurance (E & O), protects small businesses against the costs of client lawsuits over unsatisfactory work.
Cyber liability insurance protects small businesses from the high costs of a data breach or malicious software attack. It covers expenses such as customer notification, credit monitoring, legal fees, and fines.
If a business is sued by an employee over wrongful termination or another violation of employee rights, EPLI can pay for legal costs.
D and O Insurance protects board members and officers against legal expenses if they are sued for a decision they made on behalf of the company that led to a financial loss.
Fiduciary liability insurance, also known as management liability insurance, is intended to protect businesses and employers against claims resulting from a breach in fiduciary duty. Essentially, the policy protects parties against liability for managing or administering employee benefits plans.
Commercial crime insurance provides protection from financial losses related to business-related crime, including theft by employees, forgery, robbery, and electronic crime. ... Fraudulent manipulation of the insured's computer system, including a hacker transferring funds to an outside account.
The insurance is intended to protect brokerage customers against the risk that customers will not recover all of their cash and securities in the proceeding under the Securities Investor Protection Act (SIPA).
Environmental insurance (also known as pollution insurance or pollution coverage) provides coverage for loss or damages resulting from unexpected releases of pollutants typically excluded in general liability and property insurance policies
Product recall insurance covers expenses associated with recalling a product from the market. Product recall insurance is typically purchased by manufacturers such as food, beverage, toy, and electronics companies to cover costs such as customer notification, shipping costs, and disposal costs.
Aviation insurance against claims and losses arising from the ownership, maintenance, or use of aircraft, hangars, or airports including damage to aircraft, personal injury, and property damage.
International Property and Casualty insurance acts as your first line of defense to help you minimize losses against costly lawsuits regarding specific liability risks in Asia, Africa, Europe, or wherever you do business.
Representation and Warranty Insurance” (“R&W Insurance”) is a type of insurance policy purchased in connection with corporate transactions, and covers the indemnification for certain breaches of the representations and warranties in the transaction agreements.
Ocean marine insurance encompasses a variety of insurance coverages designed to protect merchandise, goods, workers, passengers and crews aboard shipping vessels and cargo storage during marine transport domestically or abroad.